Insurance Company Pays Even Though it Says There is No Coverage

Indianapolis Pedestrian InjuriesM.A. was walking on the sidewalk along a bridge on his way home from work one evening when he was struck by a bicyclist who was riding his bicycle on the bridge in violation of local ordinance. M.A. was knocked into the path of oncoming traffic and was run over by at least one car and nearly died as a result of his injuries. M.A. was hospitalized for several weeks and incurred nearly $1 million in medical expenses. The bicyclist contested liability and, more importantly, claimed that he had no insurance coverage. Eventually, the bicyclist filed bankruptcy to avoid paying any jury verdict personally.

Prior law forms had turned down M.A.’s case because of the apparent lack of insurance coverage.

Attorneys Stephenson and Rife dug into the background of the bicyclist and where he had been residing for several years prior to the accident. The bicyclist had maintained his sister’s house as his primary residence, although he had rented another apartment. After receiving suit papers, the insurance company initially offered $30,000 to settle the claim. After a series of depositions and through investigation, a confidential settlement was reached for the benefit of M.A.

How Mike Stephenson Can Help You

Mike Stephenson believes justice matters – justice for those who have been harmed and have to endure pain and medical expenses due to a driver’s negligence and for families who have lost a loved one. We will put our resources to work for you to advocate for your rights as a pedestrian. Cars, trucks, buses and other motor vehicles do not own the road: pedestrians have rights, too. For instance, if a sidewalk is not available, pedestrians may walk along the shoulder of the road.

Aggressive courtroom advocates and tenacious settlement negotiators, our Indiana pedestrian accident lawyers will fight for your rights. When others breach their duty, we keep ours. Call (317) 852-5200 or use our online contact form to arrange a free consultation.