What to Do After an Accident with a USPS Mail Truck in Indiana


October 25, 2024 / Car Accidents

Accidents are never easy to deal with, but when an accident involves a USPS mail truck, things can quickly become even more complicated. The sound of the crash, the shock of the moment, and the immediate concern for everyone’s safety can leave you feeling overwhelmed and unsure of what steps to take next.

These accidents are not just any ordinary fender-bender; they involve federal property, which introduces a unique set of challenges and considerations. Knowing what to do next isn’t just about legal steps—it’s about finding a path to recovery and normalcy with compassionate, experienced guidance.

What Is the Federal Tort Claims Act?

The Federal Tort Claims Act (FTCA) gives you the right to seek compensation from the U.S. government if you’ve been harmed by the negligence of federal employees, including those working for the USPS. This law makes an exception to the general rule that you can’t sue the government.

If you’ve been injured due to a USPS employee’s negligence, the FTCA allows you to file a claim for damages. The first step is to submit an administrative claim with the USPS. If the USPS denies your claim or offers an unsatisfactory settlement, you can take your case to federal court and sue the government.

An FTCA claim can be tricky, so it’s a good idea to consult an attorney who specializes in federal tort claims. They can help you understand your rights and guide you through the process of filing a claim or lawsuit against the government.

What to Do After an Accident with a USPS Mail Truck in Indiana

You’ve been in an accident with a USPS mail truck in Indiana and you don’t know what to do. Let’s explore the immediate steps to take, as well as some guidance for down the line, such as when you’re filing a claim against the USPS.

Immediate Steps to Take

1. Ensure Safety and Call for Help

The first priority is safety. Move to a safe location if possible and call 911 to report the accident. Ensure that medical assistance is provided for anyone injured.

2. Document the Scene

Take detailed photographs o:

  • the accident scene
  • vehicle damage
  • road conditions
  • any visible injuries

These images can serve as critical evidence later on.

3. Gather Information

Exchange and record important information, including:

  • the full name of the USPS driver
  • the driver’s contact details
  • the driver’s insurance information
  • the vehicle’s license plate number
  • the USPS truck number

If there are any witnesses, obtain their contact information and statements about what they saw.

4. Report the Accident to USPS

Notify the USPS of the accident. This step is crucial as it starts the official documentation process with the postal service.

5. Avoid Admitting Fault

Refrain from admitting fault or making any statements that could be used against you later. Stick to the facts when discussing the accident with the police and other parties involved.

6. Notify Your Insurance Company

Report the accident to your insurance company as soon as possible. Provide them with the necessary information and documentation but avoid giving recorded statements until you have consulted with your attorney.

7. Contact an Experienced Attorney

Accidents involving USPS mail trucks in both Indiana and all other states fall under the Federal Tort Claims Act (FTCA), which has different procedures and limitations than typical car accident claims. It is crucial to contact an experienced attorney who understands the complexities of these cases.

Filing a Claim Against the USPS

To effectively seek compensation following an accident with a USPS mail truck, it’s crucial to take a methodical approach to documenting and submitting your claim. Here are the detailed steps to guide you through the process:

1. Contact an Attorney

Your first step should be to hire an experienced attorney. They can help you navigate the intricate documentation process, ensuring every word is precise and accurate. This step is crucial as even minor errors can have significant consequences.

2. Obtain Form 95

Form 95 is the standard form required to file a claim against a federal agency like the USPS. It’s the first step in officially documenting your intent to seek compensation.

3. Document All Losses

Detail every loss resulting from the accident. This includes:

  • personal injuries
  • property damage
  • any lost wages or earnings

Accurate documentation is key to ensuring all damages are accounted for in your claim.

4. Record the Incident Details

Compile a clear and concise narrative of the accident, focusing on why you believe the USPS driver was at fault. This should include the sequence of events leading up to the accident.

5. Provide Insurance Information

Include details of your car insurance to demonstrate coverage and compliance at the time of the accident.

6. Demand Specific Damages

With your attorney’s guidance, calculate and specify the damages you are seeking. This should reflect a comprehensive assessment of your losses.

7. Attach Supporting Documentation

Assemble all pertinent documents, such as:

  • medical records and bills
  • the title to your vehicle
  • estimates for property repairs
  • photographs of the damage
  • the official accident report

These documents will substantiate your claim.

8. Submit Your Claim

Submit your completed claim package to the USPS. This can be done at any post office. Ensure that the submission includes all required forms and supporting evidence.

9. Keep Copies of Everything

Make photocopies of your entire claim package. Retaining a complete set of all documents submitted will help you manage your case and provide references for any follow-up or queries.

What Damages Can I Recover for a USPS Mail Truck Accident Claim?

When you’re involved in an accident with a USPS mail truck, the question of compensation is significant. Here’s a breakdown of potential recoveries:

  1. Whether it’s immediate emergency care or long-term rehabilitation, you can claim medical expenses. This includes everything from hospital stays to physiotherapy.
  2. If your injuries keep you from working, you might also be eligible for compensation for lost earnings. This also covers future lost income if your injuries prevent you from returning to your previous job.
  3. Beyond the visible injuries, accidents can leave deep emotional scars. Compensation for pain and suffering addresses the physical pain and emotional distress you’ve endured because of the accident.
  4. Furthermore, if there was any damage to your vehicle, property damage compensation covers the repairs and replacement of your vehicle. However, it can also include any personal items damaged in the crash.
  5. Finally, compensation for loss of quality-of-life is available if the accident results in permanent disabilities that alter your ability to enjoy daily activities, hobbies, or life’s pleasures.

Are There Any Important Deadlines I Should Be Aware Of?

You have two years from the date of the accident to file a personal injury claim against the USPS.

Once you’ve filed your claim, the USPS has six months to respond. If they accept your claim, they’ll pay you promptly. However, if the USPS denies your claim, you have another six months from the date of rejection to sue them. It’s important to note that this six-month period starts from the date of rejection, not from the end of the two-year deadline.

How We Can Help Your Case

When you’re reeling from a car accident, the path to recovery can seem daunting. At Stephenson Rife, we’re not just your lawyers; we’re your advocates and support system. Here’s how we step in to help you navigate this tough journey:

Personalized Legal Strategy

We’ll sit down with you for a thorough conversation about your accident. We want to hear your story—every detail matters. Our legal strategy is tailored to the specifics of your situation, ensuring that we address all angles of your case.

Gathering Crucial Evidence

From accident scene photos to eyewitness accounts, gathering the right evidence is crucial. We have the resources to collect and present evidence effectively, which is key in proving negligence and securing the compensation you deserve.

Expert Resources

Whether it’s reconstructing the accident or consulting medical experts, we bring in specialists when needed to strengthen your case. This comprehensive approach helps in painting a clear picture of the incident and its impact on your life.

Dealing with Insurance Companies

Insurance paperwork and negotiations can be overwhelming. Our team takes the burden off your shoulders. We handle all communications with insurance companies, ensuring you’re not undercut or rushed into settlements that don’t cover your needs.

Advocacy in Court

If your case goes to court, you need strong representation. Our lawyers are seasoned litigators who are prepared to argue for you in front of a judge or jury.

Contact Us Today to Fight for Your Rights

At Stephenson Rife, we understand the complexities involved in accidents with USPS trucks. Our team has extensive experience in federal vehicle accident claims, ensuring that our clients receive comprehensive legal support.

Contact our USPS mail truck accident attorneys at (317) 680-2501 to discuss your case and how we can help you navigate this difficult time.

Attorney Mike Stephenson

Attorney Mike StephensonMike Stephenson has 40 years of experience and is a trusted advisor to many individuals and companies. His current practice is dominated by civil litigation in state and federal courts. He focuses much of his time on handling catastrophic injuries caused by all types of accidents, including motor vehicle, trucking, workplace injuries, product liability, and fire, just to name a few. He also works extensively in construction accidents. [ Attorney Bio ]

Featured Posts

  • Can a Family Sue for Wrongful Death?Can a Family Sue for Wrongful Death?
    In Wrongful Death
    Losing a loved one can be a painful and difficult experience. When that loss is due to another party’s negligence or wrongful actions, it can be even more devastating. Wrongful death cases provide a legal avenue for the surviving family members to receive compensation and seek justice for their loss. In Indianapolis, as in many other jurisdictions, it is possible to file a wrongful death lawsuit under certain circumstances. Think […]
  • The Differences Between Wrongful Death And Survival Action CasesThe Differences Between Wrongful Death And Survival Action Cases
    In Wrongful Death
    Losing a loved one is never easy, especially when their passing could have been prevented. Amidst their grief, families often feel uncertain about their legal options for holding accountable those who were responsible. In Indiana, there are two primary legal avenues in such situations: wrongful death claims and survival actions. Although they may appear similar, each serves a distinct purpose and follows different rules under Indiana […]
  • What to Do If You're Hit by an Uninsured Driver in IndianaWhat to Do If You’re Hit by an Uninsured Driver in Indiana
    In Car Accidents
    Under any circumstances, a car accident is stressful at best, and at its worst it could be utterly devastating. When the other party involved has no auto insurance, the stress and devastation mount. Victims need compensation for their losses and parties at fault must be held accountable for paying that compensation; they usually do so through their insurance policies. If you or someone you love is hurt or experiences property damage in […]

Archives