Example Pedestrian Injury Claims
Insurance Company Pays Even Though it Says There is No Coverage
M.A. was walking on the sidewalk along a bridge on his way home from work one evening when he was struck by a bicyclist who was riding his bicycle on the bridge in violation of local ordinance. M.A. was knocked into the path of oncoming traffic and was run over by at least one car and nearly died as a result of his injuries. M.A. was hospitalized for several weeks and incurred nearly $1 million in medical expenses. The bicyclist contested liability and, more importantly, claimed that he had no insurance coverage. Eventually, the bicyclist filed bankruptcy to avoid paying any jury verdict personally.
Attorneys Stephenson and Rife dug into the background of the bicyclist and where he had been residing for several years prior to the accident. The bicyclist had maintained his sister’s house as his primary residence, although he had rented another apartment. After receiving suit papers, the insurance company initially offered $30,000 to settle the claim. After a series of depositions and through investigation, a confidential settlement was reached for the benefit of M.A.
Featured Article: Man Vs. Machine: How Pedestrian Collisions Should Worry All of Us
Common sense tells us that when a car and a pedestrian collide, the pedestrian will never emerge victorious. We’re all aware of the dangers vehicles present to those on foot, and we’d like to believe that we’re always on the lookout for one another, whether we’re walking or behind the wheel. Yet, there is a recent and unsettling trend happening on our roads – not just across the U.S., but also here in Indiana.
When the Governors Highway Safety Association looked at the most recent pedestrian fatality data, the statistics were disturbing. It was early 2017 when researchers looked at the numbers from the first half of the previous year and found that there was a 17 percent jump in the number of pedestrians killed on U.S. roads…